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Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.
Shared National Credit (SNC) Report
Survey of Credit Underwriting Practices
Quarterly Report on Bank Trading and Derivatives Activities
Mortgage Metrics Report