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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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03/19/2024 NR 2024-27 OCC Reports Mortgage Performance for Fourth Quarter of 2023
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