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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

04/26/2023 NR 2023-41 OCC Issues Guidance on Overdraft Protection Programs
03/31/2023 NR 2023-32 OCC Reports Mortgage Performance for Fourth Quarter of 2022
03/30/2023 NR 2023-30 Acting Comptroller Emphasizes Focus on Safe and Sound Banking System, Discusses Elevating Fairness in Banking