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An official website of the United States government


Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

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Related News and Issuances

11/13/2023 NR 2023-122 Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
09/27/2023 NR 2023-108 OCC Reports Mortgage Performance for Second Quarter of 2023
08/24/2023 NR 2023-91 Agencies to Host Roundtable on Special Purpose Credit Programs