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An official website of the United States government

Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.

Related News and Issuances

03/31/2023 NR 2023-32 OCC Reports Mortgage Performance for Fourth Quarter of 2022
02/24/2023 NR 2023-19 Agencies Issue 2022 Shared National Credit Program Review
12/15/2022 NR 2022-151 OCC Reports Improvement in Overall Mortgage Performance