Skip to main content
OCC Flag

An official website of the United States government

Public Comments on Applications

Certain financial institution applications and notices require public notice pursuant to a specific law, regulation, or OCC policy, allowing the public an opportunity to comment on the proposed transaction.

Public comments may include:

  • Support or opposition to a filing;
  • Request to extend the comment period, or to convene a meeting or public hearing;
  • Recommendation that the OCC grant approval only if the OCC imposes certain conditions.
  • The public portions of applications for business combinations that are subject to a public comment period, and for charters are made available in the OCC’s online FOIA Electronic Reading Room.
  • Applications that receive public comments expressing CRA, fair lending, or consumer compliance concerns, can be viewed on the Public Comments On Licensing Applications page.
  • In general, the OCC will publish each comment without change, including any business or personal information, name and address, e-mail addresses, and phone numbers.
  • Comments received, including attachments and other supporting material, are part of the public record and subject to public disclosure.
  • Do not enclose any information in a comment or supporting material that is confidential or inappropriate for public disclosure.

Related News and Issuances

DateIDTitle
05/08/2025 NR 2025-44 OCC Issues Interim Final Rule on Bank Mergers
04/18/2025 NR 2025-36 OCC Announces Conditional Approval of Capital One, National Association to Acquire Discover Bank
03/17/2025 NR 2025-19 OCC Conditionally Approves Fintech Business Model for a National Bank