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Community Affairs supports the OCC's mission to ensure a vibrant banking system by helping national banks and federal savings associations to be leaders in providing safe and sound community development financing and making financial services accessible to underserved communities and consumers, while treating their customers fairly.
Community Affairs conducts outreach and develops publications to support this goal, in addition to
Learn how to contact a Community Affairs Officer.
The Office of the Comptroller of the Currency's (OCC) Financial Literacy Update is a quarterly e-newsletter that reports upcoming events, new initiatives, and related resources of the OCC and other government agencies and organizations.
This Community Developments Fact Sheet describes the earned income tax credit (EITC) and provides examples of what national bank and federal savings associations (collectively, banks) can do to promote EITC awareness. Some of the EITC-related bank activities, may be eligible to receive Community Reinvestment Act consideration.
The Historic Tax Credit (HTC) is an important tool in revitalizing Main Street and expanding the supply of affordable housing. This Insights report describes how the HTC program works, including alternative transaction structures, and outlines key regulatory considerations for banks participating in the program.
This Community Developments Fact Sheet summarizes key facts of the Federal Home Loan Bank Government Mortgage-Backed Security (MBS) Program. This fact sheet explains how banks that originate mortgages on a smaller scale can obtain the liquidity, a reliable secondary market conduit, and operational support that come from a Government National Mortgage Association (Ginnie Mae) MBS.
This Community Developments Fact Sheet explains public welfare investment authorities for federal savings associations (FSA). In addition to their general lending and investment authorities, FSAs may make community development loans, equity investments in real estate to further community development, investments in service corporations, and other community development investments of the type permitted for a national bank under 12 CFR 24.
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