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Colin Reinhardt

Financial Economist

Retail Credit Risk Analysis Division

Colin M. Reinhardt is a Financial Economist in the Retail Credit Risk Analysis Division within Supervision Risk & Analysis at the Office of the Comptroller of the Currency (OCC).

Dr. Reinhardt's research interests lie in applied industrial organization and consumer demand modeling, with a particular focus on the effects of government policy on consumer and firm behavior. He joined the OCC in 2024 and holds a Ph.D. in economics from the University of California, Irvine. Before joining the OCC, Dr. Reinhardt was a Principal Quantitative Modeler at Capital One, where he developed account-level predictive models for CCAR, CECL, and risk management purposes.

His research can be found here.

  1. Chen, Jiawei and Colin Reinhardt (2024) “Flavorants and Addiction: An Empirical Analysis of Tobacco Product Bans and Taxation”
  2. Chen, Jiawei, Colin Reinhardt, and Syed Andalib Saad Shah (2024) “Substitution Patterns and Welfare Implications of Local Taxation: Empirical Analysis of a Soda Tax”