Chief Counsel's Office

Benjamin W. McDonough

Benjamin W. McDonough
Senior Deputy Comptroller and Chief Counsel

The primary mission of the OCC's Law Department is to provide high quality and timely work efficiently and effectively in support of the agency's goals and strategic objectives, including the following:

Responsibilities include the following:

  • Provide legal analyses and interpretations, consistent with law and regulation, that support a safe and sound, vibrant, and diverse system of national banks and federal savings associations; and that encourage responsible innovation in the banking industry to meet the needs of consumers, businesses and communities.
  • Provide legal support for administrative actions to enforce compliance with applicable laws and regulations and safe and sound practices by national banks, federal savings associations, and institution-affiliated parties, as necessary.
  • Provide legal advice on the application of consumer laws and regulations to ensure that consumers have fair access to financial services and are treated fairly.
  • Provide legal counsel and support on a broad range of federal laws that apply to national banks' and federal savings associations' capital markets and trust/fiduciary activities.
  • Analyze legislation affecting national banks, federal savings associations, and OCC agency operations.
  • Provide drafting support and legal advice with respect to OCC rulemakings.
  • Provide legal advice on international banking issues and prepare cross-border agreements to support collaboration with international regulators on the identification of systemic risk and the efficient supervision of financial systems.
  • Represent the Comptroller of the Currency in litigation involving OCC's decisions and operations, the National Bank Act, and the Home Owners Loan Act.
  • Provide legal support for timely and sound decisions on corporate applications in support of a vibrant, diverse, and innovative system of national banks and federal savings associations.



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