Consumer and Community Publications

These publications address topics of interest to bank customers and community groups.

Featured Publications

All Consumer and Community Publications

Publication Date	Title	Version	Collection
01/31/2025	Leveraging Earned Income Tax Credits to Reach New Bank Customers	January 2025	Community Developments Fact Sheets
01/17/2025	Consumer Product and Retail Fraud	2025	Safe Money
01/17/2025	Electronic Funds Transfer Act (Regulation E)	2025	BankWise
01/17/2025	Equal Credit Opportunity Act (Regulation B)	2025	BankWise
01/17/2025	Expedited Funds Availability Act (Regulation CC)	2025	BankWise
01/17/2025	Fair Credit Reporting Act	2025	BankWise
01/17/2025	Flood Disaster Protection Act	2025	BankWise
01/17/2025	Home Mortgage Disclosure Act (Regulation C)	2025	BankWise
01/17/2025	Real Estate Settlement Procedures Act (Regulation X)	2025	BankWise
01/17/2025	Servicemembers Civil Relief Act	2025	BankWise
01/17/2025	Truth in Lending Act (Regulation Z)	2025	BankWise
01/17/2025	Truth in Savings Act (Regulation DD)	2025	BankWise
01/17/2025	Imposter Scams	2025	Safe Money
01/14/2025	Check Fraud	2025	Safe Money
01/14/2025	Credit Card and Debit Card Fraud	2025	Safe Money
01/14/2025	Debt Collection Fraud	2025	Safe Money
01/14/2025	Elder Financial Exploitation	2025	Safe Money
01/14/2025	Financial and Investment Fraud	2025	Safe Money
01/14/2025	Holiday and Gift Card Scams	2025	Safe Money
01/14/2025	Identity Theft	2025	Safe Money
01/14/2025	Mortgage Fraud	2025	Safe Money
01/14/2025	Online and Digital Scams	2025	Safe Money
01/02/2025	Financial Literacy Update: First Quarter 2025	First Quarter 2025	Financial Literacy Updates
12/05/2024	FHLB Government Mortgage-Backed Security Program: Facilitating Secondary Market Access	December 2024	Community Developments Fact Sheets
10/01/2024	Financial Literacy Update: Fourth Quarter 2024	Fourth Quarter 2024	Financial Literacy Updates
08/27/2024	Public Welfare Investments for Federal Savings Associations	August 2024	Community Developments Fact Sheets
08/13/2024	Bank Enterprise Award Program	August 2024	Community Developments Fact Sheets
07/05/2024	Financial Literacy Update: Third Quarter 2024	Third Quarter 2024	Financial Literacy Updates
06/06/2024	How Banks Can Measure and Support Customer Financial Health Outcomes	June 2024	Community Developments Insights
04/08/2024	Financial Literacy Update: Second Quarter 2024	Second Quarter 2024	Financial Literacy Updates
03/13/2024	Financial Capability	March 2024	Community Developments Fact Sheets
02/23/2024	USDA Rural Development: Community Facilities Guaranteed Loan Program	February 2024	Community Developments Fact Sheets
01/02/2024	Financial Literacy Update: First Quarter 2024	First Quarter 2024	Financial Literacy Updates
10/03/2023	Financial Literacy Update: Fourth Quarter 2023	Fourth Quarter 2023	Financial Literacy Updates
07/05/2023	Financial Literacy Update: Third Quarter 2023	Third Quarter 2023	Financial Literacy Updates
04/03/2023	Financial Literacy Update: Second Quarter 2023	Second Quarter 2023	Financial Literacy Updates
03/16/2023	Multifamily Rural Housing Finance Program	March 2023	Community Developments Fact Sheets
09/14/2022	FHA's 203(b) Basic Home Mortgage Guarantee Program	September 2022	Community Developments Fact Sheets
04/07/2022	Partners in Recovery: Community Reinvestment and Resilience	April 2022	Community Developments Investments
02/10/2022	Assistance for Customers of National Banks and Federal Savings Associations	2022	Consumer Protection Publication
08/26/2021	Equal Housing Lender	2021	Consumer Protection Publication
08/26/2021	Equal Housing Lender - Spanish	2021	Consumer Protection Publication
06/15/2021	FHA’s 203(k) Loan Program	June 2021	Community Developments Fact Sheets
01/19/2021	Strengthening Communities With Opportunity Zone Investments	January 2021	Community Developments Investments
08/25/2020	Opportunity Zones	August 2020	Community Developments Fact Sheets
05/18/2020	Rural Housing Service Single Family Housing Guaranteed Loan Program	May 2020	Community Developments Fact Sheets
10/30/2019	Historic Tax Credits	October 2019	Community Developments Fact Sheets
10/30/2019	Historic Tax Credits: Bringing New Life to Older Communities	October 2019	Community Developments Insights
09/24/2019	Capital Magnet Fund	September 2019	Community Developments Fact Sheets
09/23/2019	Bank Partnerships With Community Development Financial Institutions and Benefits of CDFI Certification	September 2019	Community Developments Fact Sheets
04/15/2019	Submitting National Bank Public Welfare Investment Filings Using CATS	April 2019	Community Developments Fact Sheets
03/15/2019	Indian Loan Guarantee, Insurance, and Interest Subsidy Program	March 2019	Community Developments Fact Sheets
02/15/2019	Federal Home Loan Bank Programs for Community Development Finance	February 2019	Community Developments Fact Sheets
12/15/2018	SBA's Certified Development Company/504 Loan Program: Small Businesses’ Window to Wall Street	December 2018	Community Developments Insights
12/15/2018	SBA Certified Development Company/504 Loan Program	December 2018	Community Developments Fact Sheets
11/15/2018	Expanding Internet Access: Bank Financing for Rural Broadband Initiatives	November 2018	Community Developments Investments
09/15/2018	USDA's Business and Industry Guaranteed Loan Program	September 2018	Community Developments Insights
09/15/2018	USDA Rural Development Business and Industry Guaranteed Loans	September 2018	Community Developments Fact Sheets
08/15/2018	Designated Disaster Areas and Consideration Under the Community Reinvestment Act	August 2018	Community Developments Fact Sheets
05/15/2018	Profitable Partnerships: Collaborating With Minority Depository Institutions	May 2018	Community Developments Investments
02/15/2018	Expanding Housing Opportunities: Single-Family Rehabilitation Financing Programs	February 2018	Community Developments Investments
01/15/2018	Individual Development Accounts	January 2018	Community Developments Fact Sheets
03/15/2017	Preserving Affordable Housing: Innovative Partnerships	March 2017	Community Developments Investments
03/15/2017	School-Based Bank Savings Programs: Bringing Financial Education to Students	March 2017	Community Developments Insights
01/15/2017	U.S. Department of Veterans Affairs Home Loan Guaranty Program	January 2017	Community Developments Fact Sheets
10/15/2016	Low-Income Housing Tax Credit Program	October 2016	Community Developments Fact Sheets
09/15/2016	Housing Financing in Indian Country: Spotlight on HUD's Title VI Program	September 2016	Community Developments Investments
08/15/2016	Partnerships With Minority- and Women-Owned Financial Institutions, Low-Income Credit Unions	August 2016	Community Developments Fact Sheets
06/15/2016	Financing Health Care Centers: Supporting Community Wellness	June 2016	Community Developments Investments
02/15/2016	Commercial Lending in Indian Country: Potential Opportunities in a Growing Market	February 2016	Community Developments Insights
02/15/2016	HUD Section 184 Indian Home Loan Guarantee Program	February 2016	Community Developments Fact Sheets
02/15/2016	HUD Title VI Loan Guarantee Program	February 2016	Community Developments Fact Sheets
02/15/2016	New Markets Tax Credits	February 2016	Community Developments Fact Sheets
02/15/2016	Public Welfare Investments	February 2016	Community Developments Fact Sheets
02/15/2016	SBA's Small Business Investment Company Program	February 2016	Community Developments Fact Sheets
02/15/2016	SBA Small Business Development Centers	February 2016	Community Developments Fact Sheets
12/15/2015	Affordable Mortgage Lending Opportunities: Exemptions Under the Ability-to-Repay Rule	December 2015	Community Developments Fact Sheets
09/15/2015	Small Business Investment Companies: Investment Option for Banks	September 2015	Community Developments Insights
07/15/2015	Hardest Hit Fund: State Programs to Improve Loan Modification Sustainability and Stabilize Communities	July 2015	Community Developments Investments
07/15/2015	What Is the SBA 7(a) Loan Guaranty Program?	July 2015	Community Developments Fact Sheets
05/15/2015	Small Multifamily Rental Property Financing	May 2015	Community Developments Investments
12/15/2014	Bankers' Guide to the SBA 7(a) Loan Guaranty Program	December 2014	Community Developments Insights
10/15/2014	Community Development Loan Funds: Partnership Opportunities for Banks	October 2014	Community Developments Insights
08/18/2014	Ombudsman Report 2014	August 2014	Banker Education
03/15/2014	Low-Income Housing Tax Credits: Affordable Housing Investment Opportunities for Banks	March 2014	Community Developments Insights
01/15/2014	Investing in Wind Energy under the Public Welfare Investment Authority	January 2014	Community Developments Fact Sheets
01/15/2014	Public Welfare Investments in Solar Energy Facilities Using Renewable Energy Investment Tax Credit	January 2014	Community Developments Fact Sheets
12/15/2013	Investing in Wind Energy Using the Public Welfare Investment Authority	December 2013	Community Developments Investments
08/15/2013	Extending Credit in Indian Country	August 2013	Community Developments Investments
06/15/2013	New Markets Tax Credits: Unlocking Investment Potential	June 2013	Community Developments Insights
09/15/2012	Bank Financing of Healthy-Food Initiatives	September 2012	Community Developments Investments
09/15/2011	Bank-Owned Community Development Corporations	September 2011	Community Developments Fact Sheets
09/15/2011	Multibank Partnerships for Community Development Financing	September 2011	Community Developments Fact Sheets
07/15/2011	Investing in Solar Energy Using the Public Welfare Investment Authority	July 2011	Community Developments Investments
11/17/2010	Public Welfare Investments: A Catalyst for Community Development	November 2010	Community Developments Investments
03/15/2009	Property Disposition: Exploring Different Approaches for Preserving Affordable Housing Opportunities	March 2009	Community Developments Insights
12/09/2008	Identity Theft Brochure	2008	Consumer Protection Publication
09/19/2008	Multibank CDCs Pooling Resources to Strengthen Communities	September 2008	Community Developments Investments
11/15/2006	Reaching Minority Markets: Community Bank Strategies	November 2006	Community Developments Insights
09/29/2006	Interest-Only Mortgage Payments and Payment-Option ARMs	2006	Consumer Protection Publication
02/15/2005	Individual Development Accounts: An Asset Building Product for Lower-Income Consumers	February 2005	Community Developments Insights
08/31/2004	Internet Pirates Are Trying to Steal Your Personal Financial Information	2004	Consumer Protection Publication
09/12/2003	Putting Your Home on the Loan Line is Risky Business	2003	Consumer Protection Publication
08/28/2003	Comparison Shopping for a Home Equity Loan	2003	Consumer Protection Publication
08/28/2003	Writing a Check: Understanding Your Rights	2003	Consumer Protection Publication
09/26/2001	If You Become a Victim of Identity Theft	2001	Consumer Protection Publication
04/20/2000	Effective Strategies for Community Development Finance	April 2000	Community Developments Spotlights
07/29/1997	A Guide to Mortgage Lending in Indian Country	July 1997	Community Developments Spotlights