Expedited Funds Availability Act (Regulation CC)

This fact sheet provides an overview of the Expedited Funds Availability Act (EFAA) – as outlined by Regulation CC – which was designed to make sure banks give customers timely access to funds deposited in bank accounts and disclose their funds availability policies to their customers. This publication also provides the key protections and requirements of EFAA and other resources, including how to request assistance or file a complaint.