CRA Performance Evaluations: January 2000

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
8217	Camden National Bank	Camden	AL	09/14/1999	Satisfactory	Small Bank
7592	First National Bank of Hartford	Hartford	AL	08/20/1999	Satisfactory	Small Bank
7046	First National Bank of El Dorado	El Dorado	AR	10/12/1999	Satisfactory	Large Bank
12533	First National Bank of Hope	Hope	AR	10/12/1999	Satisfactory	Small Bank
10004	First National Bank	Paragould	AR	09/20/1999	Satisfactory	Small Bank
18152	Pacific Century Bank, N.A.	Encino	CA	08/09/1999	Satisfactory	Large Bank
1741	Wells Fargo Bank, N.A.	San Francisco	CA	03/31/1998	Outstanding	Large Bank
17577	Taft National Bank	Taft	CA	09/13/1999	Satisfactory	Small Bank
15472	First National Bnak of Estes Park	Estes Park	CO	10/04/1999	Satisfactory	Small Bank
20496	CNB National Bank	Lake City	FL	08/30/1999	Satisfactory	Large Bank
15974	Executive National Bank	Miami	FL	08/02/1999	Satisfactory	Small Bank
14046	The National Bank of Walton County	Monroe	GA	09/27/1999	Satisfactory	Large Bank
22883	Thomasville National Bank	Thomasville	GA	10/18/1999	Satisfactory	Small Bank
14253	First National Bank	Sioux City	IA	10/25/1999	Satisfactory	Small Bank
4920	First National Bank of Decatur	Decatur	IL	09/27/1999	Satisfactory	Large Bank
9582	First National Bank of Dietrich	Dietrich	IL	09/30/1999	Satisfactory	Small Bank
13478	First National Bank of Pana	Pana	IL	09/28/1999	Satisfactory	Small Bank
22652	The National Bank of Indianapolis	Indianapolis	IN	10/25/1999	Satisfactory	Small Bank
14519	First National Bank and Trust	Kokomo	IN	07/27/1999	Satisfactory	Large Bank
14163	First National Bank	Goodland	KS	10/18/1999	Satisfactory	Small Bank
12384	The First National Bank of Hope	Hope	KS	10/12/1999	Satisfactory	Small Bank
6672	The Farmers National Bank of Lincoln	Lincoln	KS	08/23/1999	Satisfactory	Small Bank
23038	Security National Bank	Manhattan	KS	09/27/1999	Satisfactory	Small Bank
4742	Sunflower Bank, National Association	Salina	KS	09/20/1999	Outstanding	Large Bank
8229	First National Bank of Central City	Central City	KY	09/27/1999	Satisfactory	Small Bank
22439	First National Bank of Northern Kentucky	Fort Mitchell	KY	10/04/1999	Satisfactory	Small Bank
9320	The First National Bank of Jackson	Jackson	KY	06/30/1999	Satisfactory	Small Bank
7497	Lawrenceburg National Bank	Lawrenceburg	KY	10/04/1999	Satisfactory	Small Bank
15642	Parish National Bank	Bogalusa	LA	09/20/1999	Satisfactory	Small Bank
20184	Citizens National Bank of Bossier City	Bossier City	LA	10/18/1999	Satisfactory	Small Bank
15508	Commercial National Bank of L'Anse	L'Anse	MI	10/12/1999	Satisfactory	Small Bank
14934	Empire National Bank	Traverse City	MI	05/11/1999	Outstanding	Large Bank
18008	Stone County National Bank	Crane	MO	10/18/1999	Satisfactory	Small Bank
18112	Commerce Bank, N.A.	Kansas City	MO	04/19/1999	Outstanding	Large Bank
13417	The Continental N. B of Harlowton	Harlowton	MT	10/19/1999	Satisfactory	Small Bank
9539	Great Plains National Bank	Belfield	ND	10/18/1999	Satisfactory	Small Bank
2960	The First National Bank of Friend	Friend	NE	11/02/1999	Satisfactory	Small Bank
13953	City N. B. & Trust Co., Hastings, Nebraska	Hastings	NE	10/12/1999	Satisfactory	Large Bank
23734	First Central Bank McCook, N.A.	McCook	NE	10/25/1999	Satisfactory	Small Bank
8286	The First National Bank of Stromsburg	Stromsburg	NE	10/12/1999	Satisfactory	Small Bank
412	Cayuga Lake National Bank	Union Sprngs	NY	10/25/1999	Satisfactory	Small Bank
5425	Liberty National Bank	Ada	OH	10/25/1999	Satisfactory	Small Bank
7518	Community First Bank, N.A.	Forest	OH	10/18/1999	Satisfactory	Small Bank
11397	First National Bank of Oklahoma	Ponca City	OK	10/12/1999	Satisfactory	Small Bank
5347	Stillwater National Bank & Trust	Stillwater	OK	03/08/1999	Satisfactory	Large Bank
23564	Bank South, N.A.	Tulsa	OK	10/12/1999	Satisfactory	Small Bank
12094	First Farmers National Bank	Waurika	OK	10/18/1999	Satisfactory	Small Bank
13871	Community N. B. of Northwestern PA	Albion	PA	10/20/1999	Satisfactory	Small Bank
9495	First National Bank of Leesport	Leesport	PA	08/16/1999	Satisfactory	Small Bank
21644	Security National Bank	Pottstown	PA	08/09/1999	Satisfactory	Large Bank
23566	Florence County National Bank	Florence	SC	09/13/1999	Satisfactory	Small Bank
12467	Peoples National Bank oaf Lafollette	LaFollette	TN	09/07/1999	Satisfactory	Small Bank
10470	First National Bank of Pikeville	Pikeville	TN	10/12/1999	Satisfactory	Small Bank
17619	First Community Bank, N.A.	Alice	TX	10/07/1999	Satisfactory	Small Bank
7524	First National Bank of Bells/Savoy	Bells	TX	10/12/1999	Satisfactory	Small Bank
16892	Woodforest National Bank	Conroe	TX	08/02/1999	Satisfactory	Large Bank
20239	Preston National Bank	Dallas	TX	11/01/1999	Satisfactory	Small Bank
7045	The First National Bank of Floydada	Floydada	TX	10/12/1999	Satisfactory	Small Bank
11800	First National Bank of Hamilton	Hamilton	TX	10/25/1999	Satisfactory	Small Bank
23070	Northwest Bank, N.A.	Houston	TX	09/13/1999	Satisfactory	Small Bank
4208	First National Bank of Huntsville	Huntsville	TX	07/19/1999	Satisfactory	Small Bank
12187	First-Nichols National Bank	Kenedy	TX	11/08/1999	Satisfactory	Small Bank
17383	Brazoswood National Bank	Richwood	TX	10/07/1999	Satisfactory	Small Bank
18551	Texas National Bank	Southlake	TX	11/15/1999	Satisfactory	Small Bank
18475	Southern National Bank of Texas	Sugar Land	TX	09/27/1999	Satisfactory	Small Bank
5850	The First National Bank of Central Texas	Waco	TX	10/04/1999	Satisfactory	Small Bank
1582	The National Bank oaf Fredericksburg	Fredericksburg	VA	08/30/1999	Satisfactory	Large Bank
10253	Marshall National Bank and Trust Company	Marshall	VA	10/04/1999	Satisfactory	Small Bank
2725	First National Bank and Trust Co. of Beloit	Beloit	WI	09/20/1999	Satisfactory	Small Bank
12644	Peoples National Bank	Hayward	WI	10/12/1999	Satisfactory	Small Bank
17656	American National Bank of Rock Springs	Rock Springs	WY	10/25/1999	Satisfactory	Small Bank