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Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC's Answers about Flood Insurance.


Related News and Issuances

DateIDTitle
11/14/2022 NR 2022-136 Senior Deputy Comptroller Discusses Efforts to Ensure Fair Lending
05/31/2022 OCC 2022-16 Flood Disaster Protection Act: 2022 Interagency Questions and Answers Regarding Flood Insurance
05/12/2022 NR 2022-51 Acting Comptroller Discusses Expanding Diversity and Inclusion, Minority Homeownership