Survey of Credit Underwriting Practices Archive

The Survey of Credit Underwriting Practices was published annually from 1995-2016. The surveys included OCC examiners’ assessments of underwriting practices and quantity and direction of credit risk. The surveys identified trends in lending standards and credit risk for the most common types of commercial and retail credit offered by OCC-supervised banks.

Publication Date	Title	Version
12/15/2016	Survey of Credit Underwriting Practices	December 2016
12/15/2015	Survey of Credit Underwriting Practices	December 2015
12/15/2014	Survey of Credit Underwriting Practices	December 2014
12/15/2013	Survey of Credit Underwriting Practices	December 2013
12/15/2012	Survey of Credit Underwriting Practices	December 2012
12/15/2011	Survey of Credit Underwriting Practices	December 2011
12/15/2010	Survey of Credit Underwriting Practices	December 2010
12/15/2009	Survey of Credit Underwriting Practices	December 2009
12/15/2008	Survey of Credit Underwriting Practices	December 2008
12/15/2007	Survey of Credit Underwriting Practices	December 2007
12/15/2006	Survey of Credit Underwriting Practices	December 2006
12/15/2005	Survey of Credit Underwriting Practices	December 2004
12/15/2005	Survey of Credit Underwriting Practices	December 2005
12/15/2003	Survey of Credit Underwriting Practices	December 2003
12/15/2002	Survey of Credit Underwriting Practices	December 2002
12/15/2001	Survey of Credit Underwriting Practices	December 2001
12/15/2001	Survey of Credit Underwriting Practices	December 2001
12/15/1999	Survey of Credit Underwriting Practices	December 1999
12/15/1998	Survey of Credit Underwriting Practices	December 1998
12/15/1997	Survey of Credit Underwriting Practices	December 1997
12/15/1996	Survey of Credit Underwriting Practices	December 1996
12/15/1995	Survey of Credit Underwriting Practices	December 1995