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Collection: Semiannual Risk Perspective
OCC Report Examines Risks Facing National Banks and Federal Savings Associations
Competitive pressures, and strategic and operational risks top the semiannual list of supervisory concerns in a report released today by the Office of the Comptroller of Currency (OCC).
While conditions overall showed improvement in the second half of 2013, the OCC reports in its Spring 2014 Semiannual Risk Perspective that credit risk is building in supervised national banks and federal savings associations following a period of improving credit quality and problem loan clean-up.
Key findings from the report include:
The report presents data in five main areas: the operating environment; the condition and performance of the banking system; key risk issues; elevated risk metrics; and regulatory actions. It focuses on issues that pose threats to the safety and soundness of those financial institutions regulated by the OCC and is intended as a resource to the industry, examiners, and the public. The report reflects data as of December 31, 2013.