Homeownership Counseling Examination Procedures

Overview

This booklet addresses compliance with the Housing and Urban Development Act of 1968, which provides for homeownership counseling notification by creditors to eligible homeowners.

Applicability

This booklet applies to the OCC's supervision of national banks and federal savings associations. For statutes, regulations, and guidance referenced in this booklet, consult those sources to determine applicability to federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.