Enice Thomas

Enice Thomas is the Deputy Comptroller for Credit Risk at the Office of the Comptroller of the Currency (OCC) within the Office of the Chief National Bank Examiner (CNBE).

In his role, Mr. Thomas serves as a principal advisor on credit risks facing the federal banking system and oversees the agency’s Commercial Credit Risk, Retail Credit Risk, and Real Estate Valuation units, providing executive direction to and setting policies for credit related matters in alignment with the OCC’s mission. He also represents the OCC internally and externally on policy matters related to credit risk supervision and operations. Mr. Thomas works with other CNBE Deputy Comptrollers to oversee the CNBE supervision program and to develop systems, policies/processes and programs that promote a focus on achieving the goals and priorities of the OCC.

Mr. Thomas previously served as the Acting Deputy Comptroller for the Office of Financial Technology. He has also served as the Acting Deputy Comptroller for Systemic Risk Identification and Support. Before that, he was the Senior Advisor to the Senior Deputy Comptroller for Midsize and Community Bank Supervision. He also served as the Assistant Deputy Comptroller for the Seattle field office and the Billings, Mont., satellite office.

Mr. Thomas graduated from the University of Arkansas at Little Rock with a bachelor’s degree in finance. He earned his National Bank Examiner commission in 2005 and his Federal Thrift Regulator designation in 2013.