CRA Performance Evaluations: May 2009

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22040	Mojave Desert Bank, N.A.	Mojave	CA	10/27/2008	Satisfactory	Small Bank
4107	The National Capital Bank of Washington	Washington	DC	01/06/2009	Outstanding	Small Bank
18214	First National Bank Northwest Florida	Panama City	FL	12/15/2008	Satisfactory	Small Bank
22841	American National Bank	Holstein	IA	11/18/2008	Satisfactory	Small Bank
3105	First National Bank	Waverly	IA	01/20/2009	Outstanding	Small Bank
24114	Cornerstone National Bank & Trust Co.	Palatine	IL	01/08/2009	Satisfactory	Intermediate Small Bank
14260	Freestar Bank, N.A.	Pontiac	IL	01/20/2009	Satisfactory	Intermediate Small Bank
14401	Sumner National Bank of Sheldon	Sheldon	IL	12/01/2008	Outstanding	Small Bank
24080	Community First National Bank	Manhattan	KS	01/27/2009	Satisfactory	Small Bank
9320	The First National Bank of Jackson	Jackson	KY	02/11/2009	Satisfactory	Small Bank
1493	First Southern National Bank	Lancaster	KY	02/02/2009	Satisfactory	Intermediate Small Bank
23992	Bay National Bank	Baltimore	MD	10/06/2008	Satisfactory	Small Bank
13116	Western National Bank	Duluth	MN	01/06/2009	Satisfactory	Small Bank
16929	Community National Bank	Lino Lakes	MN	01/05/2009	Satisfactory	Small Bank
15037	American Heritage National Bank	Long Prairie	MN	01/22/2009	Satisfactory	Small Bank
3982	The First National Bank and Trust	Pipestone	MN	04/07/2008	Satisfactory	Small Bank
22706	First Missouri National Bank	Brookfield	MO	12/31/2008	Satisfactory	Small Bank
23531	Community Bank, N.A.	Summersville	MO	01/05/2009	Outstanding	Small Bank
18178	Copiah Bank, N.A.	Hazlehurst	MS	12/10/2008	Outstanding	Small Bank
8531	Community Bank, N.A.	Canton	NY	12/12/2008	Satisfactory	Large Bank
23712	Intervest National Bank	New York	NY	09/11/2007	Outstanding	Wholesale Bank
13677	First N. B. & Trust Co., of Ardmore	Ardmore	OK	02/23/2009	Satisfactory	Intermediate Small Bank
11001	The First N. B. and Trust Co. of Okmulgee	Okmulgee	OK	02/17/2009	Satisfactory	Small Bank
18427	Tulsa National Bank	Tulsa	OK	12/08/2008	Satisfactory	Small Bank
24624	Harbor National Bank	Charleston	SC	02/23/2009	Outstanding	Small Bank
6185	The Roberts County N. B. of Sisseton	Sisseton	SD	11/17/2008	Needs to Improve	Small Bank
4701	Texas Heritage National Bank	Daingerfield	TX	02/23/2009	Satisfactory	Small Bank
17324	First National Bank	Groesbeck	TX	09/17/2008	Outstanding	Small Bank
23234	Encore Bank, National Association	Houston	TX	02/17/2009	Satisfactory	Large Bank
21017	MetroBank, N.A.	Houston	TX	09/22/2008	Outstanding	Large Bank
7098	The Mason National Bank	Mason	TX	03/16/2009	Outstanding	Small Bank
18054	Community National Bank	Midland	TX	08/21/2008	Satisfactory	Intermediate Small Bank
14447	Broadway National Bank	San Antonio	TX	03/17/2008	Satisfactory	Large Bank
5179	Frost National Bank	San Antonio	TX	08/11/2008	Satisfactory	Large Bank
17319	American Bank, N.A.	Waco	TX	09/29/2008	Satisfactory	Intermediate Small Bank
18280	Weatherford National Bank	Weatherford	TX	02/23/2009	Satisfactory	Intermediate Small Bank
13202	The First National Bank of Bangor	Bangor	WI	01/20/2009	Satisfactory	Small Bank
4620	The First National Bank of Berlin	Berlin	WI	01/26/2009	Satisfactory	Small Bank
11463	Union National Bank & Trust Company	Sparta	WI	01/19/2009	Satisfactory	Small Bank