CRA Performance Evaluations: March 2008

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
1950	The First National Bank of Fort Smith	Fort Smith	AR	12/03/2007	Outstanding	Intermediate Small Bank
14097	First National Bank at Marianna	Marianna	AR	11/05/2007	Satisfactory	Small Bank
23925	California First National Bank	Irvine	CA	12/03/2007	Satisfactory	Wholesale Bank
18383	International City Bank, N.A.	Long Beach	CA	10/29/2007	Satisfactory	Small Bank
23006	Asian Pacific National Bank	San Gabriel	CA	08/27/2007	Satisfactory	Small Bank
22968	City First Bank of D.C., N.A.	Washington	DC	11/13/2007	Outstanding	Small Bank
23773	Heartland National Bank	Sebring	FL	12/12/2007	Satisfactory	Small Bank
24308	InfiBank, National Association	Atlanta	GA	10/22/2007	Satisfactory	Limited Purpose Bank
2503	Hometown National Bank	LaSalle	IL	10/29/2007	Satisfactory	Small Bank
14370	First National Bank in Fredonia	Fredonia	KS	12/04/2007	Satisfactory	Small Bank
3855	The First National Bank of Sedan	Sedan	KS	11/19/2007	Satisfactory	Small Bank
4013	The Lenox National Bank	Lenox	MA	010/7/2008	Satisfactory	Small Bank
13522	Citizens National Bank of Cheboygan	Cheboygan	MI	10/09/2007	Outstanding	Small Bank
12395	The First National Bank of Cokato	Cokato	MN	11/26/2007	Satisfactory	Small Bank
13972	Minnstar Bank, N.A.	Lake Crystal	MN	11/26/2007	Outstanding	Small Bank
15309	First National Bank of The Lakes	Navarre	MN	11/26/2007	Satisfactory	Small Bank
7853	First National Bank	Camdenton	MO	12/10/2007	Satisfactory	Intermediate Small Bank
6776	The First National Bank of Shelby	Shelby	NC	10/22/2007	Satisfactory	Large Bank
8031	AmFirst Bank, N.A.	McCook	NE	11/13/2007	Satisfactory	Small Bank
3083	First N. B. & Trust of Syracuse, Nebraska	Syracuse	NE	01/07/2008	Outstanding	Small Bank
10118	First Hope Bank, A National Banking Assoc.	Hope	NJ	01/14/2008	Satisfactory	Intermediate Small Bank
16629	Modern Bank, N.A.	New York	NY	08/24/2007	Outstanding	Wholesale Bank
14680	First National Bank of Scotia	Scotia	NY	10/15/2007	Satisfactory	Intermediate Small Bank
5547	The First National Bank and Trust Company	Chickasha	OK	12/10/2007	Outstanding	Intermediate Small Bank
13982	The Herndon National Bank	Herndon	PA	01/07/2008	Satisfactory	Small Bank
23919	Southern First Bank, N.A.	Greenville	SC	12/17/2007	Satisfactory	Intermediate Small Bank
10680	First National Bank of South Carolina	Holly Hill	SC	11/26/2007	Satisfactory	Small Bank
15820	American Bank, N.A.	Corpus Christi	TX	10/15/2007	Satisfactory	Large Bank
23248	Texas Capital Bank, N.A.	Dallas	TX	07/09/2007	Satisfactory	Large Bank
5409	First National Bank of Mount Vernon	Mount Vernon	TX	01/07/2008	Satisfactory	Small Bank
21107	North Cascades National	Chelan	WA	10/29/2007	Satisfactory	Small Bank
5658	The Peshtigo National Bank	Peshtigo	WI	12/03/2007	Satisfactory	Small Bank