CRA Performance Evaluations: February 2008

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
15482	Pine Bluff National Bank	Pine Bluff	AR	11/13/2007	Satisfactory	Intermediate Small Bank
15383	American National Bank	Denver	CO	03/06/2007	Satisfactory	Large Bank
22559	Wachovia Bank of Delaware, N.A.	Wilmington	DE	06/30/2006	Outstanding	Large Bank
18582	Indian River National Bank	Vero Beach	FL	11/26/2007	Satisfactory	Large Bank
24456	Peoples Community National Bank	Bremen	GA	07/23/2007	Satisfactory	Small Bank
24466	Beverly Bank and Trust Company, N.A.	Chicago	IL	08/15/2007	Satisfactory	Small Bank
18162	First National Bank of Benton	Benton	LA	12/03/2007	Satisfactory	Small Bank
14977	Whitney National Bank	New Orleans	LA	02/07/2007	Outstanding	Large Bank
11307	The First National Bank of Fairfield	Farifield	MT	10/10/2007	Satisfactory	Small Bank
3375	Bank of the Rockies, N.A.	White Sulphur Springs	MT	08/28/2007	Satisfactory	Small Bank
1	Wachovia Bank, N.A.	Charlotte	NC	06/30/2006	Outstanding	Large Bank
1253	Ballston Spa National Bank	Ballston Spa	NY	10/01/2007	Satisfactory	Intermediate Small Bank
12018	The Upstate National Bank	Lisbon	NY	09/17/2007	Satisfactory	Small Bank
15543	Consumers National Bank	Minerva	OH	08/07/2007	Satisfactory	Small Bank
12529	Shamrock Bank, N.A.	Coalgate	OK	11/05/2007	Satisfactory	Small Bank
11306	The First National Bank of Nash	Nash	OK	12/04/2007	Satisfactory	Small Bank
23235	Bank of The Lakes, N.A.	Owasso	OK	07/02/2007	Satisfactory	Small Bank
2137	National Penn Bank	Boyertown	PA	09/24/2007	Satisfactory	Large Bank
9541	Harleysville National Bank & Trust Co.	Harleysville	PA	09/18/2007	Satisfactory	Large Bank
15606	Fort Hood National Bank	Fort Hood	TX	11/07/2007	Satisfactory	Small Bank
4076	First National Bank of McGregor	McGregor	TX	11/14/2007	Satisfactory	Small Bank
14154	Farmers National Bank of Newcastle	Newcastle	TX	11/05/2007	Satisfactory	Small Bank
23909	Fidelity Bank, National Association	Plano	TX	05/31/2007	Satisfactory	Small Bank
7482	The Farmers National Bank of Seymour	Seymour	TX	10/15/2007	Satisfactory	Small Bank
6001	The First National Bank of Throckmorton	Throckmorton	TX	10/10/2007	Satisfactory	Small Bank
18752	The Commerce Bank of Washington, N.A.	Seattle	WA	05/14/2007	Satisfactory	Intermediate Small Bank