CRA Performance Evaluations: August 2008

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
22654	Bay Cities National Bank	Redondo Beach	CA	04/23/2008	Satisfactory	Intermediate Small Bank
22545	Patriot National Bank	Stamford	CT	09/06/2007	Satisfactory	Intermediate Small Bank
22381	FIA Card Services, N.A.	Wilmington	DE	12/31/2006	Outstanding	Limited Purpose Bank
23484	Independent National Bank	Ocala	FL	04/07/2008	Satisfactory	Small Bank
6207	Queensborough National Bank & Trust Co.	Louisville	GA	04/21/2008	Satisfactory	Large Bank
113	The First National Bank of Danville	Danville	IL	05/30/2008	Satisfactory	Small Bank
16880	Charter National Bank and Trust	Hoffman Estates	IL	03/24/2008	Satisfactory	Small Bank
23983	Baytree National Bank & Trust Company	Lake Forest	IL	03/03/2008	Satisfactory	Small Bank
13579	The First National Bank in Tremont	Tremont	IL	06/18/2008	Satisfactory	Small Bank
2758	The Exchange N. B. & Trust Co. of Atchison	Atchison	KS	03/31/2008	Satisfactory	Small Bank
16286	Verus Bank, National Association	Derby	KS	03/19/2008	Satisfactory	Small Bank
4774	The First National Bank of Ipswich	Ipswich	MA	06/02/2008	Satisfactory	Intermediate Small Bank
14269	First National Bank of Crystal Falls	Crystal Falls	MI	04/21/2008	Satisfactory	Small Bank
23920	UMB Bank, N.A.	Kansas City	MO	04/23/2007	Outstanding	Large Bank
15284	First National Bank of Clarksdale	Clarksdale	MS0	04/14/2008	Satisfactory	Small Bank
3628	The Carson National Bank of Auburn	Auburn	NE	05/27/2008	Satisfactory	Small Bank
23913	Millennium BCPBank, N.A.	Newark	NJ	04/30/2008	Satisfactory	Intermediate Small Bank
80066	Metropolitan Bank and Trust Company	New York	NY	05/19/2008	Satisfactory	Small Bank
8	JPMorgan Chase Bank, N.A	Columbus	OH	01/01/2007	Outstanding	Large Bank
9011	The Eastman National Bank of Newkirk	Newkirk	OK	04/28/2008	Satisfactory	Small Bank
10913	First National Bank in Okeene	Okeene	OK	05/06/2008	Satisfactory	Small Bank
4513	The Merchants National Bank of Bangor	Bangor	PA	02/02/2008	Satisfactory	Intermediate Small Bank
22765	Commerce Bank/Harrisburg N.A.	Lemoyne	PA	01/03/2008	Satisfactory	Large Bank
5263	First Citizens National Bank	Dyersburg	TN	05/05/2008	Satisfactory	Large Bank
17002	Community National Bank	Hondo	TX	05/19/2008	Satisfactory	Small Bank
11595	The Perryton National Bank	Perryton	TX	03/31/2008	Satisfactory	Small Bank
1368	Community National Bank	Derby	VT	04/01/2008	Outstanding	Intermediate Small Bank