CRA Performance Evaluations: September 2007

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
24573	Legacy National Bank	Springdale	AR	06/14/2007	Satisfactory	Small Bank
21383	National Bank of Arizona	Tucson	AZ	08/31/2006	Satisfactory	Large Bank
24320	Meridian Bank, N.A.	Wickenburg	AZ	06/11/2007	Satisfactory	Intermediate Small Bank
20862	Gold Country Bank, N.A.	Marysville	CA	05/07/2007	Satisfactory	Small Bank
23905	UMB Bank Colorado, N.A.	Denver	CO	02/05/2007	Outstanding	Large Bank
24522	HSBC Bank USA, N.A.	Wilmington	DE	09/25/2006	Satisfactory	Large Bank
24267	First National Bank Midwest	Oskaloosa	IA	06/11/2007	Satisfactory	Small Bank
1770	The Boone County N.B. of Columbia	Columbia	MO	11/14/2006	Satisfactory	Large Bank
8161	The First National Bank of Johnson	Johnson	NE	06/04/2007	Satisfactory	Small Bank
929	National Union Bank of Kinderhook	Kinderhook	NY	06/18/2007	Satisfactory	Small Bank
1027	The Lyons National Bank	Lyons	NY	04/23/2007	Outstanding	Intermediate Small Bank
24445	Empire State Bank, N.A.	Newburgh	NY	06/13/2007	Satisfactory	Small Bank
5224	The First National Bank of Pawnee	Pawnee	OK	07/02/2007	Satisfactory	Small Bank
12158	The Central National Bank of Poteau	Poteau	OK	07/02/2007	Satisfactory	Small Bank
8861	The Waurika National Bank	Waurika	OK	06/04/2007	Satisfactory	Small Bank
12471	The Neffs National Bank	Neffs	PA	05/23/2007	Satisfactory	Small Bank
23834	Citizens Bank, N.A.	Abilene	TX	06/25/2007	Satisfactory	Small Bank
3533	The First National Bank of Ballinger	Ballinger	TX	06/25/2007	Satisfactory	Small Bank
7827	The Brady National Bank	Brady	TX	06/12/2007	Satisfactory	Small Bank
8891	The First National Bank of Canton	Canton	TX	06/18/2007	Satisfactory	Small Bank
17652	City National Bank	Corsicana	TX	07/09/2007	Satisfactory	Small Bank
24519	North Texas Bank, N.A.	Decatur	TX	04/26/2007	Satisfactory	Small Bank
12423	First National Bank	Fairfield	TX	04/30/2007	Satisfactory	Small Bank
12308	Texas Republic Bank, N.A.	Frisco	TX	03/19/2007	Satisfactory	Small Bank
8899	Moody National Bank	Galveston	TX	05/29/2007	Satisfactory	Intermediate Small Bank
14012	First National Bank	George West	TX	06/04/2007	Satisfactory	Small Bank
17290	Gladewater National Bank	Gladewater	TX	07/09/2007	Satisfactory	Small Bank
10476	The First National Bank of Linden	Linden	TX	06/18/2007	Satisfactory	Small Bank
5737	The First National Bank of Trenton	Trenton	TX	06/18/2007	Outstanding	Small Bank
17015	Citizens National Bank of Wills Point	Wills Point	TX	06/01/2007	Satisfactory	Small Bank