CRA Performance Evaluations: December 1999

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
17949	Northern Trust Bank of Arizona, N.A.	Phoenix	AZ	07/06/1999	Satisfactory	Strategic Plan
17751	Northern Trust Bank of California, N.A	Los Angeles	CA	07/12/1999	Outstanding	Large Bank
11571	The First National Bank of Fleming	Fleming	CO	09/07/1999	Satisfactory	Small Bank
11640	The First National Bank of Strasburg	Strasburg	CO	07/26/1999	Satisfactory	Small Bank
18787	First National Bank	Telluride	CO	09/09/1999	Satisfactory	Small Bank
23160	Chase Manhattan Bank USA, N.A.	Wilmington	DE	05/17/1999	Outstanding	Large Bank
17277	Bank of Boston-Florida. N.A.	Boca Raton	Fl	07/08/1999	Outstanding	Large Bank
22123	Lee County Bank & Trust, N.A.	Fort Madison	IA	09/07/1999	Satisfactory	Small Bank
14399	National Republic Bank of Chicago	Chicago	IL	07/19/1999	Satisfactory	Small Bank
10045	First Mid-Illinois Bank & Trust, N.A.	Mattoon	IL	08/16/1999	Satisfactory	Large Bank
9922	First National Bank of Mount Auburn	Mount Auburn	IL	09/07/1999	Satisfactory	Small Bank
13872	The National Bank & Trust Co. of Sycamore	Sycamore	IL	04/12/1999	Satisfactory	Large Bank
6101	First National Bank of Kansas	Burlington	KS	09/21/1999	Satisfactory	Small Bank
17928	American Bnak of Ruston, N.A.	Ruston	LA	09/07/1999	Satisfactory	Small Bank
14740	First National Bank of America	East Lansing	MI	06/14/1999	Needs to Improve	Small Bank
11954	MFC First National Bank	Iron Mountain	MI	09/20/1999	Satisfactory	Small Bank
7373	The First National Bank Bertha-Verndale	Bertha	MN	08/09/1999	Outstanding	Small Bank
9596	The First National Bank of Starbuck	Starbuck	MN	08/09/1999	Satisfactory	Small Bank
15659	Anchor Bank National Association	Wayzata	MN	08/16/1999	Satisfactory	Small Bank
14017	First National Bank & Trust Co. in Aurora	Aurora	NE	08/23/1999	Satisfactory	Small Bank
2357	The First N. B. & Trust Co. of Beatrice	Beatrice	NE	09/07/1999	Satisfactory	Small Bank
3057	The First N.B. and Trust Co. of Minden	Minden	NE	09/20/1999	Satisfactory	Small Bank
3424	Marquette Bank Nebraska, N.A.	O'Neill	NE	04/05/1999	Satisfactory	Small Bank
12225	The First National Bank of Unadilla	Unadilla	NE	10/12/1999	Outstanding	Small Bank
3878	Amboy National Bank	Old Bridge	NJ	08/09/1999	Satisfactory	Large Bank
7699	Glens Falls National Bank and Trust Company	Glens Falls	NY	04/19/1999	Satisfactory	Large Bank
13121	The Mahopacc National Bank	Mahopac	NY	09/07/1999	Satisfactory	Small Bank
13295	Sterling National Bank	New York	NY	70/06/1999	Satisfactory	Large Bank
17595	The Community National Bank	Franklin	OH	10/18/1999	Satisfactory	Small Bank
9859	The Somerville National Bank	Somerville	OH	09/07/1999	Satisfactory	Small Bank
10913	First National Bank of Okeene	Okeene	OK	10/20/1999	Satisfactory	Small Bank
6185	The Roberts County N. B. of Sisseton	Sisseton	SD	09/27/1999	Needs to Improve	Small Bank
3288	The First National Bank of Centerville	Centerville	TN	09/14/1998	Satisfactory	Small Bank
21963	Franklin National Bank	Franklin	TN	11/16/1999	Satisfactory	Small Bank
15550	First National Bank of Cumberlands	Livingston	TN	09/28/1998	Satisfactory	Small Bank
13681	National Bank of Commerce	Memphis	TN	07/06/1999	Satisfactory	Large Bank
8039	The First National Bank of Oneida	Oneida	TN	05/24/1999	Satisfactory	Small Bank
7123	The First National Bank of Claude	Claude	TX	08/28/1999	Satisfactory	Small Bank
18644	Northern Trust Bank of Texas, N.A.	Dallas	TX	06/07/1999	Satisfactory	Large Bank
15606	Fort Hood National Bank	Fort Hood	TX	10/12/1999	Satisfactory	Small Bank
5581	Austin Bank, Texas, N.A.	Jacksonville	TX	80/16/1999	Satisfactory	Small Bank
12898	First National Bank of Newton	Newton	TX	09/07/1999	Satisfactory	Small Bank
8771	First National Bank of Pecos	Pecos	TX	09/07/1999	Satisfactory	Small Bank
17319	American Bank, N.A.	Waco	TX	09/13/1999	Satisfactory	Small Bank
4692	The First National Bank of Whitewright	Whitewright	TX	09/07/1999	Satisfactory	Small Bank
9343	American National Bank	Danville	VA	01/04/1999	Satisfactory	Large Bank
18746	Remond National Bank	Redmond	WA	09/20/1999	Satisfactory	Small Bank
14397	The Baraboo National Bank	Baraboo	WI	08/23/1999	Outstanding	Small Bank
23695	Associated Bank Green Bay N.A.	Green Bay	WI	03/08/1999	Satisfactory	Large Bank
23701	Associated Bank Lakeshore, N.A.	Manitowoc	WI	03/08/1999	Satisfactory	Large Bank
23700	Associated Bank, N.A.	Neenah	WI	04/02/1999	Outstanding	Large Bank
4811	One Valley Bank East, N.A.	Martinsburg	WV	05/10/1999	Satisfactory	Large Bank