CRA Performance Evaluations: January 1998

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
14833	First National Bank, Cortez	Cortez	CO	06/30/1997	Satisfactory	Yes
20921	Park National Bank	Estes Park	CO	10/27/1997	Satisfactory	Yes
11253	The First National Bank of Longmont	Longmont	CO	10/30/1997	Outstanding	Yes
8293	The First National Bank of Allendale	Allendale	IL	06/30/1997	Satisfactory	No
22894	National Bank of the Great Lakes	Elmhurst	IL	11/06/1997	Satisfactory	Yes
14757	Fisher National Bank	Fisher	IL	11/03/1997	Satisfactory	Yes
14137	Amcore Bank, N.A., Northwest	Woodstock	IL	11/14/1997	Satisfactory	Yes
23191	The Farmers National Bank of Kansas	Walnut	KS	10/30/1997	Satisfactory	Yes
21671	Bowling Green Bank & Trust Company	Bowling Green	KY	09/11/1997	Satisfactory	Yes
11544	Citizens National Bank	Somerset	KY	10/09/1997	Satisfactory	Yes
2311	Camden National Bank	Camden	ME	09/25/1997	Satisfactory	Yes
3717	First National Bank of Negaunee	Negaunee	MI	10/16/1997	Satisfactory	Yes
23180	Douglass National Bank	Kansas City	MO	09/29/1997	Outstanding	Yes
14637	First National Bank of Chadron	Chadron	NE	10/07/1997	Satisfactory	Yes
14480	First National Bank and Trust Company of Kearney	Kearney	NE	11/06/1997	Satisfactory	Yes
18339	First National Bank	Sidney	NE	09/24/1997	Satisfactory	Yes
16142	City National Bank	Newark	NJ	06/30/1997	Satisfactory	Yes
13899	First National Bank of Northwest Ohio	Bryan	OH	10/23/1997	Satisfactory	Yes
18342	American Community Bank, N.A.	Lima	OH	10/23/1997	Satisfactory	Yes
2036	The Vinton County National Bank	McArthur	OH	10/23/1997	Satisfactory	Yes
7006	First National Bank of Ottawa	Ottawa	OH	06/30/1997	Satisfactory	Yes
11383	First National Bank of Sycamore	Sycamore	OH	06/30/1997	Satisfactory	Yes
12152	The Central National Bank of Alva	Alva	OK	11/20/1997	Satisfactory	Yes
3877	The First National Bank of Port Allegany	Port Allegheny	PA	09/22/1997	Satisfactory	Yes
148	First National Bank of West Chester	West Chester	PA	09/11/1997	Satisfactory	Yes
20193	RiverBend Bank, N.A.	Fort Worth	TX	10/22/1997	Satisfactory	Yes
18255	Heritage National Bank of Granbury	Granbury	TX	11/12/1997	Satisfactory	Yes
12968	Kleberg First National Bank	Kingsville	TX	10/23/1997	Satisfactory	No
13111	Lamesa National Bank	Lamesa	TX	11/03/1997	Satisfactory	Yes
22835	Falcon National Bank	Laredo	TX	10/23/1997	Satisfactory	Yes
17055	Franklin National Bank	Mount Vernon	TX	11/06/1997	Satisfactory	Yes
12462	First National Bank of Refugio	Refugio	TX	11/17/1997	Satisfactory	Yes
8597	The First National Bank of Tahota	Tahoka	TX	10/28/1997	Satisfactory	Yes
5203	The Waggoner National Bank of Vernon	Vernon	TX	10/30/1997	Satisfactory	Yes
14955	Zapata National Bank	Zapata	TX	11/03/1997	Satisfactory	Yes
4341	Zions First National Bank	Salt Lake City	UT	07/25/1997	Outstanding	Yes
4602	American National Bank of Beaver Dam	Beaver Dam	WI	11/06/1997	Satisfactory	Yes
13879	National Exchange Bank and Trust	Fond du Lac	WI	10/03/1997	Satisfactory	Yes
16604	Community National Bank of Oregon	Oregon	WI	10/23/1997	Satisfactory	Yes
14058	First National Bank in Viroqua	Viroqua	WI	11/14/1997	Satisfactory	Yes