Interpretations and Actions: June 2025

Application by Dream First Bank, National Association, Syracuse, Kansas to merge BancCentral, National Association, Alva, Oklahoma, with and into Dream First Bank, National Association
(Control No. 2025-Combination-341283, 05/15/2025)

Application by The First National Bank of Moody, Moody, Texas for a substantial change in asset composition
(Control No. 2025-5.53-341103, 05/29/2025)

Letter confirms that, based on the facts and circumstances of the banks' proposal, national banks may use certain debt securities acquired for investment purposes and equity securities acquired for hedging purposes as collateral in repurchase agreements and that this use of the equity securities is consistent with the OCC's derivatives regulation.