January 2015

Retail Nondeposit Investment Products

This publication is a part of:

Collection: Comptroller’s Handbook

Series: Safety and Soundness

Category: Other Activities

Overview

This booklet provides an overview of retail nondeposit investment products (RNDIP), explains the risks associated with banks' RNDIP sales programs, and provides a framework for managing those risks.

Applicability

This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.