News Release 2003-66 | August 25, 2003

OCC Announces 23 New Enforcement Actions and Seven Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today announced 23 new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and seven terminations of existing enforcement actions.

A list of enforcement actions previously disclosed and copies of the actual documents are available from the OCC's Communications Division by writing to: Comptroller of the Currency, Public Information Room (1-5), Washington, DC 20219. Requests made by facsimile transmission should be sent to (202) 874-4448. Please include the identifying enforcement action number when placing an order. Enforcement actions are also listed monthly in OCC Interpretations and Actions. Subscriptions to that publication are available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public enforcement actions taken since August 1989 on its Internet Website located at http://www.occ.treas.gov/enforce/enforce.htm.

Cease and Desist Orders, By Consent
No.	/Bank/City	Date
Mississippi
2003-78	First National Bank of Wiggins, Wiggins	07/09/03
Virginia
2003-79	Riggs Bank National Association, McLean	07/16/03

Civil Money Penalties, By Consent
No.	Individual/Bank/City	Date
California
2003-80	Andrew Rossi, Delta National Bank, Manteca	08/01/03
Florida
2003-81	Guaranty National Bank of Tallahassee, Tallahassee	07/10/03
Kansas
2003-82	Katherine Culbertson, First National Bank and Trust, Phillipsburg	06/11/03
2003-83	Lloyd K. Culbertson, First National Bank and Trust, Phillipsburg	06/11/03
2003-84	William W. Kaumans, First National Bank and Trust, Phillipsburg	06/11/03
2003-85	Charles I. Moyer, First National Bank and Trust, Phillipsburg	06/11/03
2003-86	Jaret Moyer, First National Bank and Trust, Phillipsburg	06/11/03
2003-87	Doyle D. Rahjes, First National Bank and Trust, Phillipsburg	06/11/03
2003-88	William H. Smith, First National Bank and Trust, Phillipsburg	06/11/03
North Carolina
2003-89	Thomas K. Reed, Wachovia Bank, N.A., Charlotte	07/28/03

Formal Agreements, By Consent
No.	Bank/City	Date
Michigan
2003-90	First National Bank of Gaylord, Gaylord	07/10/03
New York
2003-77	Citibank, N.A., New York	07/28/03
Oregon
2003-100	First Consumers National Bank, Beaverton	07/31/03

Personal Cease and Desist Orders for Restitution, By Consent
No.	Individual/Bank/City	Date
Ohio
2003-91	Michelle V. Horne, KeyBank, N.A., Cleveland	07/28/03

Removals/Prohibitions, By Consent
No.	Individual/Bank/City	Date
California
2003-80	Andrew Rossi, Delta National Bank, Manteca	08/01/03
2003-92	Arthur D. Castillo, Wells Fargo Bank, San Francisco	07/08/03
North Carolina
2003-89	Thomas K. Reed, Wachovia Bank, N.A., Charlotte	07/28/03
Ohio
2003-91	Michelle V. Horne, KeyBank, N.A., Cleveland	07/28/03
Puerto Rico
2003-93	Benedicta Arocho-Burgos, Citibank, N.A., Bayamon	07/08/03
Texas
2003-94	Teresa Scott Moyers, First National Bank, Denver City	07/30/03
2003-95	Deborah Jean Winfrey, First National Bank, Denver City	07/30/03

Terminations of Existing Enforcement Actions
No.	Type/Bank/City/Old EA#	Date
Florida
2003-96	FA, First National Bank of Osceola County, Kissimmee, (EA #2003-4)	06/19/03
Illinois
2003-97	PCD, Donald Anderson, Park National Bank and Trust of Chicago, Chicago, (EA #98-18)	07/21/03
Michigan
2003-98	FA, First National Bank of Three Rivers, Three Rivers, (EA #2001-40)	07/09/03
Mississippi
2003-99	CO, First National Bank of Lucedale, Lucedale, (EA #2001-14)	07/29/03
2003-78	FA, First National Bank of Wiggins, Wiggins, (EA #2001-13)	07/09/03
Texas
2003-12	FA, Surety Bank, National Association, Fort Worth, (EA #98-68)	02/18/03
2003-12	AFA, Surety Bank, National Association, Fort Worth, (EA #99-131)	02/18/03

Media Contact

Dean DeBuck
(202) 874-4700

Topic(s):

Enforcement Actions