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OCC Bulletin 2021-22
April 29, 2021
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Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties
The Office of the Comptroller of the Currency (OCC) issued today the revised “Credit Card Lending” booklet of the Comptroller’s Handbook, which is prepared for use by OCC examiners in connection with the examination and supervision of national banks, federal savings associations, and federal branches and agencies of foreign banking organizations (collectively, banks).
Refer to the “Foreword” booklet of the Comptroller’s Handbook for more information regarding the OCC’s process for revising and updating booklets.
The revised booklet replaces version 1.2 of the “Credit Card Lending” booklet published on January 6, 2017. This bulletin rescinds OCC Bulletin 2015-41, “Credit Card Lending: Revised Comptroller’s Handbook Booklet and Rescissions,” which was issued on November 4, 2015.
The “Credit Card Lending” booklet applies to the OCC’s supervision of community banks.
The revised booklet
Please contact the Credit Risk Policy Division at (202) 649-6370.
Grovetta N. Gardineer
Senior Deputy Comptroller for Bank Supervision Policy