The OCC provides expertise on quantitative modeling of credit risk, market risk, and enterprise-wide risk to bank examiners and policy makers, conduct research in those areas, and deliver expert analysis of policy issues. These services are provided by the Risk Analysis Divisions.
The OCC uses quantitative and analytical skills to monitor and assess banking and financial market conditions. These analyses help ensure that banks comply with laws and regulations, supervisory strategies and actions are appropriately prioritized, agency policies achieve intended goals and regulations are effectively implemented. OCC staff research and analysis help advance the methodological tools used in risk measurement models, increase the understanding of banking issues, and inform policy makers. The Economics and Policy Analysis divisions provide this analysis.
The OCC DAS division provides Economics staff with data, analytical and technology services. They develop and manage information resources that support research and analysis, implement tools and techniques to support evolving analytical needs and customize information delivery systems to disseminate products to Economics client areas. In addition, they develop and manage specialized technical platforms that provide reliable access to software and data that enables the work of the Economics department. They also represent Economics and the OCC in a variety of data and technology policy and governance bodies.
Wong, Chi-jen John