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Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC’s Answers about Flood Insurance.

Related News and Issuances
Publish DateIdentifierTitle
10/11/2013  OCC 2013-24, Flood Insurance: Notice of Proposed Rulemaking
03/29/2013  OCC 2013-10, Flood Disaster Protection Act: Interagency Statement on Effective Dates of Certain Provisions of the Biggert-Waters Act and Impact on Proposed Interagency Questions and Answers
10/17/2011  OCC 2011-42, Flood Disaster Protection Act: Interagency Questions and Answers Regarding Flood Insurance