Public Comments on the OCC's Innovation Pilot Program

On April 30, 2019, the OCC published and solicited comments on a paper titled Innovation Pilot Program. The program, as proposed, would provide eligible entities with regulatory input early in the testing of new or innovative activities that could present significant opportunities or benefits to consumers, businesses, financial institutions and communities. Comments may be submitted by emailing pilotprogram@occ.treas.gov through June 14, 2019.

In general, the OCC will publish all comments on its website. Comments and supporting materials will be published without change, including any business or personal information provided such as name, address, email address, or phone number. Comments received, including attachments and other supporting materials, are subject to public disclosure. Do not include any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure.

Comments on the paper are accessible below. Questions on the program may be directed to the Office of Innovation, at innovation@occ.treas.gov, or at (202) 649-5200.

Commenter	Affiliation	Location	Comment Date	Read Comment
James Gutierrez, Chief Executive Officer	Aura Financial Corporation (Aura)	San Francisco, CA	06/24/2019	Comment (PDF)
Alton Afford			06/18/2019	Comment (PDF)
Alton Afford			06/16/2019	Comment (PDF)
Greg Baer President & CEO	The Bank Policy Institute	Washington, DC	06/14/2019	Comment (PDF)
Sam Dzirasa, Board Member at-large	MIT Sloan Club of DC		06/14/2019	Comment (PDF)
Kenneth W. Edward, Associate General Counsel,Regulatory Affairs	Upstart	San Carlos, CA	06/14/2019	Comment (PDF)
Randolph Kantorowicz, CEO	Mobile Money (MoMo)	New York, NY	06/14/2019	Comment (PDF)
Tom Quaadman,Executive Vice President	U.S. Chamber of Commerce’s Center for Capital Markets Competitiveness	Washington, DC	06/14/2019	Comment (PDF)
Adam Lesman, General Counsel	ODX	New York, NY	06/14/2019	Comment (PDF)
Brent Adams, Senior VP of Policy & Communication	Woodstock Institute	Chicago, IL	06/14/2019	Comment (PDF)
Charles DeSimone, Vice President	Securities Industry and Financial Markets Association (SIFMA)	New York, NY	06/14/2019	Comment (PDF)
Lauren Saunders, Associate Director	National Consumer Law Center (on behalf of its low income clients), Allied Progress, Americans for Financial Reform Education Fund, Atlanta Legal Aid Society, Inc., California Reinvestment Coalition, Center for Digital Democracy, Center for Economic Integrity, Center for Responsible Lending, Consumer Action, Consumer Federation of America, Consumer Reports, National Association of Consumer Advocates, National Fair Housing Alliance, Public Citizen, Public Justice Center, Reinvestment Partners, and U.S. PIRG	Washington, DC	06/14/2019	Comment (PDF)
Rob Morgan, VP Emerging Technologies	American Bankers Association	Washington, DC	06/14/2019	Comment (PDF)
Andre Cotton, Regulatory Counsel	Consumer Bankers Association	Washington, DC	06/14/2019	Comment (PDF)
David McCann, Chief Technology Officer	Abrigo	Austin, TX	06/14/2019	Comment (PDF)
Michael Emancipator, Vice President, Regulatory Counsel	Independent Community Bankers of America	Washington, DC	06/13/2019	Comment (PDF)
Jake Schild, Content Curator & Editor	Sunrise Banks	St. Paul MN	06/12/2019	Comment (PDF)
Jackson Mueller, Associate Director Dan Murphy, Senior Associate Michael S. Piwowar, Executive Director	Milken Institute	Washington, DC	06/11/2019	Comment (PDF)
Adam Hoehn	Alliance Partners	Chevy Chase, MD	06/05/2019	Comment (PDF)
Thomas W. Lynn			05/01/2019	Comment (PDF)