Office of the Comptroller of the Currency - Ensuring a Safe and Sound Federal Banking System for All Americans Site Map | Text Size: S M L

BankNet

BankNet
More resources for national banks

Legal and Regulatory News

This page provides a topical view of OCC News Releases, speeches and testimony of particular legal and regulatory interest for the past six months.



TopicDateItem
Capital 09/12/2011The OCC has adopted an interim final rule amending its rule governing retail foreign exchange transactions to apply to Federal savings associations and making conforming changes to the required risk disclosure statements. OCC Bulletin 2011-38, Interim Final Rule (PDF), Rule (PDF)
Capital06/14/2011Agencies adopt a final rule to establish a risk-based capital floor. News Release 2011-69, Final Rule (PDF)
Community Development 03/15/2012The OCC and Interagency Council on Homelessness host webinar on Bank Financing of Permanent Supportive Housing.  News Release 2012-45
Community Development03/14/2012The OCC releases CRA evaluations for 22 national banks and federal savings associations.  News Release 2012-43, CRA Evaluations
Community Development03/09/2012Bank regulatory agencies and CDFI fund to sponsor the National Interagency Community Reinvestment Conference.  News Release 2012-40
Community Development03/06/2012The OCC releases CRA evaluations for 14 national banks and federal savings associations.  News Release 2012-38, CRA evaluations, News Releases 2012-37, 2012-36, 2012-35, 2012-34, 2012-33
Community Development03/02/2012The OCC issues second quarter 2012 CRA Examination Schedule.  News Release 2012-32, CRA examination schedule (PDF)
Community Development01/05/2012The OCC published in the Federal Register revisions to its Community Reinvestment Act (CRA) regulations that are effective January 1, 2012.  OCC Bulletin 2012-1, Rule (PDF)
Community Development 01/04/2012The OCC releases public service ads about the Independent Foreclosure Review. News Release 2012-1, Print (PDF), Radio (PDF)
Community Development 11/22/2011The OCC releases status report on fixing deficient foreclosure practices. News Release 2011-139, Interim Status Report, Engagement Letters
Community Development 11/22/2011The OCC releases status report on fixing deficient foreclosure practices. News Release 2011-139, Interim Status Report, Engagement Letters
Community Development10/11/2011This bulletin advises institutions supervised by the OCC of the appropriate names and addresses for notices required by the Community Reinvestment Act (CRA) and Equal Credit Opportunity Act (ECOA) and posters required by the Fair Housing Act (FHA). OCC Bulletin 2011-41
Community Development 06/30/2011The OCC is issuing guidance to communicate the OCC’s expectations for the oversight and management of mortgage foreclosure activities by national banks. OCC Bulletin 2011-29, News Release 2011-84
 Compliance, Bank Secrecy Act/Anti-Money Laundering02/09/2012The OCC settles civil money penalties against Large National Bank Mortgage Servicers for $394 million. News Release 2012-20
 Compliance, Bank Secrecy Act/Anti-Money Laundering02/06/2012The OCC will hold hearing on charges against Steven Ellsworth and Kevin Stevenson; agency seeks prohibition orders, restitution orders, and civil money penalties. News Release 2012-19
 Compliance, Bank Secrecy Act/Anti-Money Laundering01/18/2012OCC will hold a hearing on charges against Patrick Adams; Agency Seeks Personal Cease & Desist Order and $100,000 Civil Money Penalty. News Release 2012-6, Cease and Desist Order (PDF), Civil Money Penalty (PDF)
 Compliance, Bank Secrecy Act/Anti-Money Laundering06/15/2011OCC Assesses Civil Money Penalty Against JPMorgan Chase Bank, N.A. News Release 2011-70, Civil Money Penalty (PDF)
Compliance, Consumer 02/15/2012The OCC promoted awareness of consumer protection resources during today’s National Consumer Protection Week (NCPW) event on Capitol Hill. News Release 2012-26
Compliance, Consumer02/15/2012People seeking a review of their mortgage foreclosures under the federal banking agencies’ Independent Foreclosure Review now have until July 31, 2012, to submit their requests. News Release 2012-25. Independent Foreclosure Review
Compliance, Consumer 12/14/2011Guidance on potential issues with foreclosed residential properties. OCC Bulletin 2011-49
Compliance, Consumer11/29/2011OCC proposes rule to remove references to credit ratings and guidance on due diligence requirements in determining whether investment securities are eligible for investment. News Release 2011-140, Rule, Guidance
Compliance, Consumer11/21/2011Comment period re-opened regarding Capital One proposed purchase of HSBC credit card Portfolio. News Release 2011-138, Application
Compliance, Consumer10/21/2011OCC establishes advisory committees on minority institutions and mutual associations. News Release 2011-131
Compliance, Consumer07/01/2011OCC extends comment period on Deposit-Related Consumer Credit Products Guidance.  News Release 2011-87
Compliance, Consumer 06/29/2011The performance of first-lien mortgages serviced by large national banks and federal thrifts improved during the first quarter of 2011. News Release 2011-82,  OCC and OTS Mortgage Metrics Report for the First Quarter 2011 (PDF)
Compliance, Consumer 06/24/2011Dodd–Frank Wall Street Reform and Consumer Protection Act–Regulations CC and Q. OCC Bulletin 2011-25
Consulting and Financial Advice 12/15/2011The OCC hosts web and telephone seminar on small business investment companies. News Release 2011-148
Corporate Governance & Structure 12/07/2011Agencies seek comment on additional revisions to the market risk capital rules. News Release 2011-143, Notice of proposed rulemaking (PDF)
Electronic Banking06/28/2011Authentication in an Internet Banking Environment. OCC Bulletin 2011-26, Supplement (PDF)
Enforcement Actions 03/12/2012The OCC released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.  News Release 2012-41, Enforcement Actions
Enforcement Actions12/16/2011The OCC released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. News Release 2011-150. Enforcement Actions
Enforcement Actions11/21/2011The OCC released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. News Release 2011-137. Enforcement Actions
Enforcement Actions11/17/2011Agencies issue statement to clarify supervisory and enforcement responsibilities for Federal Consumer Financial Laws. News Release 2011-136, statement
Enforcement Actions11/01/2011The OCC announced that the independent foreclosure review required under the agency’s enforcement actions taken in April 2011 has begun. News Release 2011-133
Enforcement Actions09/09/2011Enforcement action policy. OCC Bulletin 2011-37, PPM 5310-3 (REV) (PDF)
Enforcement Actions07/15/2011The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2011-94
Fiduciary Activities 12/08/2011OCC assesses civil money penalty against Wells Fargo, requires restitution to municipalities harmed by bid-rigging on financial products. News Release 2011-144, Civil Money Penalty (PDF), Formal Agreement (PDF)
Lending 08/25/2011Credit quality of large loan commitments improves for second consecutive year. News Release 2011-112, Shared National Credits Review for 2011 (PDF)
Lending06/30/2011Banking agencies issue host state loan-to-deposit ratios. News Release 2011-85, Host state loan-to-deposit ratios (PDF)
Other Banking Activities 12/01/2011Notice of Comptroller of the Currency fees for Year 2012. OCC Bulletin 2011-46
Other Banking Information 11/15/2011OCC issues monthly Cost of Funds Reports for September. News Release 2011-134, Current, Historical
Other Banking Information10/14/2011OCC issues monthly cost of funds reports for August. News Release 2011-128, Current, Historical

Regulations 02/15/2012OCC issues monthly cost of funds reports for December. News Release 2012-24, Current (PDF), Historical (PDF)
Regulations02/10/2012The OCC appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for SCB Bank, Shelbyville, Indiana, a federal savings association. News Release 2012-23
Regulations02/10/2012The OCC appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for Charter National Bank and Trust, Hoffman Estates, Illinois. News Release 2012-22
Regulations 01/06/2012Rescission of OTS documents. OCC Bulletin 2012-2, Bulletin 2012-3
Regulations 12/15/2011The OCC issued the monthly Cost of Funds reports (current and historical), which provide information about funding costs, as of October 31, 2011, for institutions formerly regulated by the OTS. News Release 2011-147, Current, Historical
Regulations11/14/2011Prohibitions and restrictions on proprietary trading and certain interests in, and relationships with, Hedge Funds and Private Equity Funds (the Volcker Rule). OCC Bulletin 2011-45, Proposed rule
Regulations12/08/2011OCC will use to integrate OTS policy guidance into a common set of supervisory policies for both national banks and federal savings associations. OCC Bulletin 2011-47
Regulations11/01/2011Pursuant to section 316 of the Dodd–Frank Wall Street Reform and Consumer Protection Act, the OCC is revising the OCC’s procedures for national banks to appeal agency decisions and actions to include federal savings associations. OCC Bulletin 2011-44
Regulations10/11/2011The OCC issues Volcker Rule Proposal for public comment. News Release 2011-126, Proposed Regulation
Regulations 09/09/2011OCC appoints receiver for The First National Bank of Florida. News Release 2011-115
Regulations07/21/2011OCC issues interim final rule to reissue former OTS regulations. News Release 2011-97, interim final rule (PDF)
Regulations07/20/2011OCC issues final rule to implement provisions of the Dodd-Frank Act. News Release 2011-95, Final Rule (PDF)
Regulations06/28/2011Risk Management guidance and sound practices. OCC Bulletin 2011-27,  See also News Release 2011-83
Regulations06/15/2011Request for comment on proposed interagency tress testing guidance. OCC Bulletin 2011-24, Proposed Guidance (PDF)

Comments should be e-mailed to: regs.comments@occ.treas.gov

Please use the subject: proposed interagency tress testing guidance.

Research and Reference 03/15/2012The OCC issues final semi-annual cost of funds reports. News Release 2012-44, Current, Historical
Research and Reference 01/17/2012OCC issues Monthly Cost of Funds reports for November 30, 2011. News Release 2012-4, Current (PDF), Historical (PDF)
Research and Reference

06/29/2011

Attached are U.S. Census Bureau and 2011 U.S. Department of Housing and Urban Development (HUD) estimated median family incomes for metropolitan statistical areas (MSA), metropolitan divisions (MD), and nonmetropolitan portions of each state. OCC Bulletin 2011-28, Median Family Incomes (PDF)
Speeches and Testimony 01/18/2012Acting Comptroller Walsh testified before a joint hearing of the two House Financial Services subcommittees on the Volker Rule. Testified (PDF), Oral Statement (PDF)
Speeches and Testimony 12/13/2011OCC’s First Senior Deputy Comptroller and Chief Counsel testified on efforts to correct foreclosure deficiencies. News Release 2011-146, Testified, Oral
Speeches and Testimony

12/06/2011John Walsh, Acting Comptroller of the Currency testifies on Dodd-Frank Initiatives. News Release 2011-142, Testimony (PDF), Oral statement (PDF)
Speeches and Testimony

07/21/2011

OCC-OTS integration and the one-year anniversary of the Dodd-Frank Act. News Release 2011-96, Testimony (PDF), Oral Statement (PDF)
Speeches and Testimony

06/15/2011

OCC Deputy Comptroller for Credit and Market Risk Testifies on Risk Management. News Release 2011-72, Testimony (PDF), Oral Statement (PDF)
Related News and Issuances
Publish DateIdentifierTitle
09/02/2014  NR 2014-117, OCC Finalizes Its Heightened Standards for Large Financial Institutions
08/15/2014  NR 2014-110, OCC Enforcement Actions
07/18/2014  NR 2014-103, OCC Enforcement Actions