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Insights Archived Issues

The publications listed below contain outdated material and references. If a reader wishes to obtain a copy of one or more of these reports, please contact us at community.affairs@occ.treas.gov and we would be happy to send you a hard copy of the report(s) requested.


Understanding Employer-Assisted Mortgage Programs: A Primer for National Banks (August 2007)
Examines the primary risks and regulatory considerations associated with employer assisted mortgages and illustrates how lenders can implement their own successful employer-assisted programs.
 

Foreclosure Prevention: Improving Contact with Borrowers (June 2007)
Highlights best practices used by loan servicers to improve their contact rate with delinquent mortgage borrowers.
 

Payroll Cards: An Innovative Product for Reaching the Unbanked and Underbanked (June 2005)
Examines the growth of payroll cards and their potential for use by national banks to attract unbanked households into the financial mainstream.
 

Remittances: A Gateway to Banking for Unbanked Immigrants (September 2004)
Describes how banks can use these products to attract unbanked immigrants into the banking system, addresses key risks and regulatory issues, and cultural barriers